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Note: My Vehicle Mate is an independent information guide. We are not affiliated with the Government of India or any official RTO portal. For official services, visit parivahan.gov.in.
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On-Road Price Calculator

See what a new car or bike will really cost on the road. This adds road tax, registration, and a rough insurance estimate to the ex-showroom price, all of which vary by state and fuel type.

Estimate only. Road tax slabs change often and depend on price, fuel, engine, and local cesses. Insurance is a rough figure too. Confirm road tax with your RTO and insurance with an insurer before you budget.

** Covers major states for now, more coming soon. Always verify your state's rate with your RTO.

Vehicle type
Fuel type
₹
₹

Rough estimate. Enter your actual quote if you have one.

Estimated on-road price

₹0

 

Ex-showroom price ₹0
Road tax ₹0
Registration & other (approx) ₹0
Insurance (1st year, est.) ₹0

What goes into the on-road price

The on-road price is what you actually pay to drive a vehicle home. It is the ex-showroom price plus road tax (a one-time state charge, usually the biggest add-on), registration and RTO charges, and first-year insurance. Road tax and EV rules vary a lot by state, and insurance depends on the vehicle and insurer, so the figures here are estimates.

How accurate is this estimate?
Treat it as a ballpark. Road tax can differ due to local cesses, the exact price slab, and frequent rule changes, and insurance varies by model, IDV, add-ons and no-claim bonus. Confirm road tax with your RTO and insurance with an insurer.
How is the insurance figure worked out?
It is a rough first-year estimate based on the ex-showroom price, since new vehicles need comprehensive cover. It is the least precise number here, so if you have a real quote, type it in and the on-road price updates.
Why is road tax so different between states?
Road tax is set by each state, not the centre. Some states like Karnataka and Kerala are among the highest, while Delhi, Gujarat and smaller UTs tend to be lower. EVs are exempt or reduced in many states.
Does the on-road price include the loan or accessories?
No. This covers ex-showroom, road tax, registration and insurance. Loan interest, extended warranty, accessories, and dealer handling charges are extra. For the loan side, use our EMI calculator.
Why is road tax higher for diesel cars?
Several states add a surcharge on diesel vehicles, while CNG and hybrids sometimes get a small rebate. The calculator applies this where the state is known to do so.

Financing the purchase? Use our vehicle loan EMI calculator, and see our guide on new vehicle registration.